This week we received another flood of inflation data and saw a year-over-year increase in the CPI (Consumer Price Index) of 0.4%, twice the increase that was expected. The market reaction was, as expected with the news, poor that day. Both stocks and bonds took a dive because of the implication the 0.4% creates; inflation…
Welcome to our September 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Interest Rates Stay a Hot Topic The…
Welcome to our August 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Corporate Earnings Season Nvidia, one of the…
It’s officially back to school season! Whether you’re excited for school, sad the summer is over, or can’t decide what to feel, it’s okay – the stock market and the economy can’t quite decide either. Is the comparison a bit of a stretch? Sure. But yes, the market and economy have continued moving in opposite…
Welcome to our July 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® NASDAQ 100 Rebalance Earlier this week [July…
Volatility is defined as “the degree of variation of trading price series over time” and is often synonymous with general stock market risk. If volatility is increasing, investors can expect their returns to fluctuate a great deal more, usually to the downside. Last year is a great example of high volatility; there were 23 days…
Welcome to our June 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Leading Economic Indicators The year over year…
In very anti-climactic fashion, the debt ceiling was raised last week and the fears of a US default on its debt (an any impending doom to follow) were erased. The agreement suspended the borrowing limit until January 2025, so it’s possible we’ll repeat this process again in a couple short years. Michael Townsend at Charles…
Welcome to our May 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Once we accept our Limits, we go…
Interest rates have increased at a historic pace to slow inflation and high interest rates remain a hot topic during any economic conversation. We tend to focus on how high interest rates impact people negatively, but forget one of the biggest positives; cash yields are now attractive. Money Market/High Yield Savings At the start of…
Welcome to our April 2023 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® What Worked and What Didn’t 2022 was…
April 2023 PDS Planning Market Commentary It seems there are hundreds of reasons why the market has a bad day, but the good days are glossed over – just another day. Despite a seemingly endless barrage of negatives lately, from the near bank crisis, weak jobs reports, inflation, higher interest rates, and continued talks of…
Welcome to our February Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® I Speak For The Trees Early this month…
February 2023 PDS Market Commentary We were hoping for a strong start to the stock market this year and have yet to be disappointed! Through the first five weeks, the S&P has gained 8%, the Nasdaq is up 15%, and the Dow up 3%. Even the US Aggregate bond index is up near 1.5% this…
Welcome to our December Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® 2022 Words of the Year Oxford and…
