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Not All Financial Planners Are Created Equal.

Unlike other financial planners who may create complexity to validate high fees, we believe our role is to enhance your wealth—not ours.

Sound Financial Advice Considers Your Unique Circumstances.

Our approach revolves around your goals and how we can help you accomplish your vision for the future. So we get to know you through casual yet informative conversations, uncomplicated meetings, and personal care that goes beyond the dollars and cents of your finances.

We Listen

We want to understand your specific financial goals and the personal impact they have in your life.

We Research

Unlike large brokerages or robo-advisors, we never operate on autopilot. We consider many options as we build your unique financial plan.

We Recommend

We believe better guidance leads to better decisions. We help you navigate uncertainty to make the right choice for you.

We Support

We don’t just create financial plans, we build relationships and provide personalized care to every client.

Who We Serve

Over 35 years, we’ve proven that the work, time, and resources required to achieve your goals is often defined by where you are in your financial journey.

Portfolio Management

Your planning, business and legal needs are satisfied. You want professional investment management and back-office support under a flat, fee-only structure. We serve as your Outsourced CIO. Typical clients include Ultra High Net Worth individuals, foundations, endowments, nonprofits, and family offices seeking management of their public securities portfolios.

This is likely you if...

This is likely the plan you need if you:

  • Recognize the need for sound, professional investment counsel
  • Investment assets are generally $1 million dollars or more
  • Want to preserve and grow your wealth using tax-efficient strategies and low-cost investments
  • Desire objective advice and access to all investment opportunities without the conflicts of interest most advisors have because of their fee structure
  • Recognize paying a percentage fee based on the investment assets you have accumulated is not a fair representation of the value received from an advisor

Wealth Management

You recognize life has become too busy, you can no longer do this on your own, and need to delegate your financial planning strategy to a team of professional advisors. Typical clients will have $1 – $10 million of investment assets wanting a flat fee schedule stated in dollars, not a percentage of their investment assets. We believe this eliminates many of the conflicts traditional advisors face.

This is likely you if...

This is likely the plan you need if you:

  • Want a financial plan with conflict-free advice not focused on assets under management or selling products
  • Desire to work with an advisor whose fee structure is based on the complexity of your plan, not the amount of assets you have to invest
  • Want an advisor who is keenly aware of tax implications and strives to reduce them
  • Have considered private investments to further diversify your portfolio
  • Wish to review existing investments such as life insurance and annuities and determine if they fit your financial plan
  • Need guidance on your stock options and potential concentration risk
  • Need to create liquidity from your business to support your retirement lifestyle
  • Have a blended family with complex estate planning considerations
  • Want a strategy to maximize charitable giving and related tax benefits

Advanced Planning

You have complex challenges and need more than traditional wealth management. We serve as your Personal CFO to help preserve, grow and transfer your wealth. Typical clients will have investment assets in excess of $10 million dollars and do not want to be charged excessive advisor fees simply because they have significant wealth.

This is likely you if...

This is likely the plan you need if you:

  • Need someone to coordinate your planning strategies, including tax, insurance, estate and philanthropy
  • Want to organize and properly track your financial assets in one place
  • Have generated a level of wealth that requires very customized planning solutions
  • Recognize the responsibility of preserving multi-generational wealth and are concerned about how to introduce or transfer wealth to your children
  • Have had a recent liquidity event or financial windfall
  • Need someone to serve as a sounding board to complex decisions, which may not always be financial

Getting an online fee estimate is easy. Enter the details below and we'll calculate a range you can expect to pay.

  • We do not use this value to calculate your fee. We simply use this to show you what other financial planners might charge as a comparison.
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Finance Is Personal. So Are We.

That’s why we care about things like tax impact, related costs, and “understandability” when helping you make financial decisions.

We believe every decision should weigh both short- and long-term benefits and consequences to ensure the best possible path to your goals. And whatever you decide, we will provide support each step of the way.

Pragmatic Advice

You have tangible goals, so we create practical plans to get you from point A to point B, and beyond. And we do so by considering multiple scenarios to find an optimal solution that can be implemented in a cost-effective manner.

Straightforward Answers

We try to talk in language you understand so you can make decisions with confidence. If you have a question, never hesitate to ask, and we promise to give you a no-nonsense answer.

Personal Impact

We understand that every financial decision has a personal impact—on your future, your family, and your legacy. We help you navigate complex emotional situations with rational, reasoned, and empathetic advice.

Specific Recommendations

We don’t just provide options or strategies, we help you choose the right next step for your financial future. And our recommendations will never be influenced by anything other than serving your best interests.

Transparent Financial Planning Is The Key To Building Trust.

We do not mask our fees in seemingly marginal percentages. We do not offer biased advice. And we lay out our qualifications and business practices in detail in our ADV. It’s about full disclosure from day one, so we can create an open and honest relationship that lasts.

Download ADV

We Make It Easy To Get Started.

At PDS, we keep our process simple so we can focus on building your wealth. Here’s how we’ll get started.

  1. We have a conversation, so we can get to know you and your goals—over coffee, on the phone, or in our office.
  2. We outline the financial services we believe would benefit you, and provide an estimate of cost.
  3. We interactively build a financial plan with you to set a course to help you accomplish your goals.
  4. We help you implement the recommendations we make.
  5. We monitor your progress with regular communication and periodic meetings.
  6. Finally, we adapt to the changes that life throws at you, and revise our strategy when necessary.

Want to know how we can support you?

See Our Plans

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