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A Tax Return Isn’t a Tax Strategy

Proper Tax Planning and Strategy is an important part of your Financial Plan.

If you find yourself asking the following tax questions:

  • Am I paying too much in taxes?
  • How can I lower my taxes?
  • What tax planning strategies should I be considering?
  • Will I be in a lower tax bracket during retirement?
  • How much tax liability do my investments create?
  • Will a tax projection help me reduce my tax liability?

We can help you identify opportunities within the federal, state and city tax codes to lower your tax burden, so you only pay what’s required. We’ll also coordinate with your tax accountant or preparer when necessary.

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Taxes May Greatly Impact Your Financial Goals.

Are you overpaying in taxes? Are you estimating your tax payments properly?

You are diligent about preparing your yearly taxes. You work with a tax accountant to find tax deductions and maximize your tax return. But what about next year? And the year after that? PDS Planning puts together a tax plan for you, well into the future, so you have a tax strategy in place to minimize your liability. A PDS Planning tax projection can help you avoid paying unnecessary taxes.

Reviewing Tax Returns

What did you pay in taxes last year? What about this year? We’ll examine your tax returns and discuss appropriate changes.

Build Tax Protection

What do your year-to-date results indicate for your next tax return? We’ll work with you to compare different tax strategies that may benefit you.


How will your stage in life affect your tax bracket? We evaluate what tax bracket you’re in now, and plan for future changes.

Develop Tax Strategy

How can we change and control income and deductions? We’ll take advantage of qualified plan opportunities, like Roth IRAs and Roth Conversions, to help you reach your goals.


We have a strategy and plan, now what? We will integrate our recommendations with your tax strategy, all in an effort to minimize what you pay in taxes.

Think you could benefit from a pragmatic approach to financial planning? Let’s have a conversation to see how we may be able to help.

Let’s Have a Conversation

Know Exactly What You Pay Your Financial Advisor—And Why.

When creating a tax strategy and plan, it’s important that you receive objective advice that’s truly in your best interest.

Unlike other advisors who mask their planning fees with seemingly marginal percentages, or make commission from the sale of products, we operate from a core belief: our primary focus is to enhance your wealth, not ours.

That’s true fiduciary responsibility.

Read our ADV

Transparent Fee-Only Structure

We charge a clear fee for the time and resources it takes the do the planning work required.

Dollars, Not Percentages

We believe it’s unfair to pay more simply because you’re worth more. That’s what a percentage-based fee does. Our fixed-dollar fees reflect our work, not your net worth.

No Commissions

We don’t receive compensation for the sale of securities, insurance products, or other investments.

No Performance-Based Fees

Performance-based compensation creates an incentive for advisors to recommend riskier investments.

No Hidden Costs

We don’t pay referral fees to third-parties, participate in wrap-fee programs, or charge fees for work we don’t perform.

We Work For You

Some firms make money from referral fees. Not at PDS. The only person who pays us is you.

We Know How to Help— Regardless of Your Current Circumstances.

Whether you’re a new entrepreneur or soon-to-be retiree, we’ll help you create a tax strategy that’s right for your financial future.

Get Organized

Ensure you’re not paying unnecessary taxes and have a comprehensive tax strategy in place.

Optimize Your Strategy

As your wealth grows, take advantage of the right accounts and deductions to minimize tax liability.

Maximize Your Strategy

Complex circumstances often yield the most strategies – and potential savings!

It’s Your Life. Let’s Plan For It, Together.

Do you want objective financial advice to help you create a tax strategy? Do you want to feel confident that you have an actual plan, validated by credible financial planners, to accomplish your specific goals? And do you want to have all that without paying any inflated costs or hidden fees?

We’d be happy to meet you. Send us a message and you’ll hear back soon.

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