Financial Aid Is Not An Education Funding Strategy.
Quality education comes with a hefty price tag. How will you prepare?
Quality education comes with a hefty price tag. How will you prepare?
Getting ready to send someone off to college needs to be included in your financial planning. Higher education requires an investment and a strategy to fund it. Here are some of the questions we’ll help you answer:
Planning for education can be a complex challenge. We’ll help you build a financial plan and monitor your progress so you know exactly where you stand.
You need to save for your child’s college education—but what amount do you need to save, and where will it come from?
Many factors go into funding an education—like the number of children you have, their ages, where they’ll go to school, and the educational aspirations they have, or that you have for them! We’ll help you take the details into account and build the right financial plan for your child’s future.
In-state? Out of state? Public? Private? How many years? We start by understanding the education you envision for your children—and then devise a plan to get there.
What will college tuition cost 10-15 years from now? What will private schools cost 4-5 years from now? Whether planning for future children or the education of your current children, we help identify the expected real costs.
What are the most effective college savings accounts (529s, UTMAs, other)? Are some investments better than others? We help you start or grow an investment plan for college and discuss other factors to consider.
How do I use my savings to pay for my child’s college education costs? We help you properly decide when and how much to distribute from savings to pay for your child’s education.
Should we fill out the FAFSA even if we won’t qualify? How should we fill out the FAFSA? We provide comprehensive support to navigate the financial aid structures of your children’s colleges.
Think you could benefit from a pragmatic approach to financial planning? Let’s have a conversation to see how we may be able to help.
When saving for a child’s education, it’s important you receive objective advice that’s truly in your family’s best interest.
Unlike other advisors who mask their fees with seemingly marginal percentages, or make commission from the sale of products, we operate from a core belief: our primary focus is to enhance your wealth, not ours.
That’s true fiduciary responsibility.
We charge a clear fee for the time and resources it takes the do the planning work required.
We believe it’s unfair to pay more simply because you’re worth more. That’s what a percentage-based fee does. Our fixed-dollar fees reflect our work, not your net worth.
We don’t receive compensation for the sale of securities, insurance products, or other investments.
Performance-based compensation creates an incentive for advisors to recommend riskier investments.
We don’t pay referral fees to third-parties, participate in wrap-fee programs, or charge fees for work we don’t perform.
Some firms make money from referral fees. Not at PDS. The only person who pays us is you.
Whether you’re planning for a future family, have young children, or want to help fund the education of your grandchildren, we can help you determine the best way to meet your savings goals.
Whether you need to pay off student loans or want to start planning for the cost of a child’s education, we identify a sound strategy to accomplish your goals.
If you’ve started saving, we can help you maximize your investments and save more in time for college.
If you want to allocate funds to help pay for a family member’s education, we can integrate those savings into your financial plan.
Do you want comprehensive financial advice when it comes to funding an education? Do you want to feel confident that you have an actual plan, validated by credible financial planners, to accomplish your specific goals? And do you want to have all that without paying any inflated costs or hidden fees?
We’d be happy to meet you. Send us a message and you’ll hear back within one business day.