When considering your estate plan, we can help you navigate important questions like:
- What documents do I need prepared and what will they do for me?
- We have a will. Is that enough?
- We have a blended family, what should we do to protect everyone’s interests?
- Why is estate planning important? I’ve heard I won’t owe any estate taxes unless we have $20 million or more.
- What documents might I need to use during my lifetime?
- Do I have the proper title on my assets? Are my beneficiaries properly set up to carry out my wishes?
- Should I include an inheritance as part of my retirement planning? If so, how do I factor that in?
At PDS, we work with you, your family, and your attorney to determine and document the ideal estate plan based on the legacy you wish to leave.
Estate and Inheritance Planning that Factors Your Unique Circumstances.
Planning for your legacy is about much more than money. It’s an extremely personal financial strategy that will impact the people you love.
You spend a lifetime working, investing, and making smart financial decisions to provide for yourself and your loved ones. We take extreme care to understand you so your goals will be realized, both during and after your life.
Discussion About Family Intentions
To whom or what causes do you want to leave your estate? What are the factors that impact these decisions? We work with you to build an estate plan that honors your intentions.
Estate Plan Document Review and Reconciliation
Do you have a will, trust(s), or any other documents in place already? Do they accurately reflect your intentions? We complete a thorough account titling and beneficiary review to ensure they are in line with your estate plan.
Estate & Inheritance Planning Strategies
Do your children or grandchildren require special provisions for their care? Who should help them make financial decisions if something happens to you? Do you have a blended family? Your circumstances are unique and we make sure your estate plan is structured to accommodate your specific needs.
Leaving a Legacy
Do you plan on leaving an inheritance to your family? How will that impact your retirement finances, or more importantly your family? We understand the challenges that inherited wealth can create. Let us help you build a plan that works for each generation of your family.
Think you could benefit from a pragmatic approach to financial planning? Let’s have a conversation to see how we may be able to help.
Know Exactly What You Pay Your Financial Advisor—And Why.
When creating an estate and inheritance plan, it’s important that you receive objective advice that’s truly in your family or other beneficiaries’ best interests.
Unlike other advisors who mask their fees with seemingly marginal percentages, or make commission from the sale of products, we operate from a core belief: our primary focus is to enhance your wealth, not ours.
That’s true fiduciary responsibility.
Transparent Fee-Only Structure
We charge a clear fee for the time and resources it takes the do the planning work required.
Dollars, Not Percentages
We believe it’s unfair to pay more simply because you’re worth more. That’s what a percentage-based fee does. Our fixed-dollar fees reflect our work, not your net worth.
We don’t receive compensation for the sale of securities, insurance products, or other investments.
No Performance-Based Fees
Performance-based compensation creates an incentive for advisors to recommend riskier investments.
No Hidden Costs
We don’t pay referral fees to third-parties, participate in wrap-fee programs, or charge fees for work we don’t perform.
We Work For You
Some firms make money from referral fees. Not at PDS. The only person who pays us is you.
Estate planning is not an AGE thing— it’s a STAGE thing.
Whether you’re taking precautions for the future or entering retirement and preparing your estate, we want you to feel confident your wishes will be fulfilled.
Just getting started? Account titling and beneficiary designations are important, as are a few basic estate documents.
Optimize Your Strategy
Things are getting more complex, it’s time to review, amend, and add necessary documentation based on changes in income, family structure, and other life events.
Maximize Your Strategy
Blended family, business interests, specific legacy wishes – these require a structured, thoughtful plan.
It’s Your Legacy. Let’s Plan For It, Together.
Do you want objective financial advice as you determine your estate and inheritance goals? Do you want to feel confident that you have an actual plan, validated by credible financial planners, to accomplish your specific goals? And do you want to have all that without paying any inflated costs or hidden fees?
We’d be happy to meet you. Send us a message and you’ll hear back soon.