April 2022 PDS Market Commentary “There is no shortage of headwinds facing both the market and the economy: the tragic Russian invasion of Ukraine and attendant commodity/energy crisis; the Federal Reserve’s transition from accommodative to tighter monetary policy; and increased chatter of a recession on the horizon; among others,” according to Schwab’s Liz Ann Sonders.…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Ukraine and Russia: Since the Russian’s invaded Ukraine on February…
Beyond Your Finances, Market Commentary
By Drew Potosky, CFP® On Interest Rates An interest rate is a percentage assigned by the lender and charged to the borrower. A simple Google search of “interest rates” mostly returns information on current mortgage rates. For many people – based on Google search results – mortgage rates are the first thought when it comes…
March 2022 PDS Market Commentary With Russia’s invasion, the world is clearly in a different position than it was at year-end. Markets were already struggling in 2022 as investors grappled with record inflation and the Federal Reserve’s plan to consistently raise interest rates, but Russia’s invasion sent shockwaves throughout markets. As of today, oil has…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Record Inflation: The January inflation numbers were released earlier this month and, as expected, the…
Beyond Your Finances, Market Commentary
What is Inflation and What are Common Responses? The news cycle can spit out new and exciting headlines faster than they can be printed resulting in some information being overlooked or missed. Financial news is no different. Even still, it comes as no surprise to many that inflation has withstood the churning and remained headline…
February 2022 PDS Market Commentary What a difference a few weeks can make in the equity market! Many investors were feeling invincible after 2021’s strong returns, especially within large cap domestic stocks. Some maybe even fell into the mindset that markets could only go up. Reality quickly sunk in as the S&P 500 fell by…
Market Update from Kurt Brown 2022 has certainly started with a bang for the stock market… just not all on a positive note. Most of the domestic indexes were down almost -4% at one point today before finishing the day in the green as investors grappled with inflation risks, rising interest rates and geopolitical concerns…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Schwab Lowering Expense Ratios – Schwab, following the actions from Vanguard and SPDR, decreased the…
January 2022 Market Commentary Now that 2021 has come to a close, we look forward to 2022. Many banks and investment companies release their “expert” opinions on what we should expect from the market and economy in the coming year. We note a few of them below. When it comes to “expert” opinions, please remember…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. To Be ‘Rich’ In Columbus: The US Census defines being rich as those in the top…
December 2021 Financial Markets Commentary “With less than a month left in what has been an extraordinary (and mystifying) year on multiple fronts, stocks have maintained a largely uninterrupted trek higher (at the index level) in the face of myriad headwinds—not least being the mid-year surge in the delta variant, supply chain disruptions on a…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. 401k Increase: The IRS increased the 2022 annual contribution limit for 401ks, 403bs, and most…
November 2021 Financial Markets Commentary Shockingly, the holiday season is upon us already! We are grateful to be able to spend time with family and friends during this exciting time of the year, especially after the past 18 months. The holidays start with Halloween at our house, but how does this relate to markets and…
October 2021 Financial Markets Commentary Now that the first three quarters of 2021 are in the books, the holiday season will be here before you know it! If you are a last minute shopper, you may want to start the process earlier this year. Experts are warning of significant shipping delays. COVID exposed the downside…
