PDS Planning Internship Program Since 1985, PDS Planning has sought to eliminate the stress often associated with financial planning. We understand that our work goes beyond business and has a personal impact on families and their legacies. Our team of forward-thinking leaders, expert planners, and staff approach financial decisions the same way we approach investing…
Beyond Your Finances, Market Commentary
By Drew Potosky, CFP® On Interest Rates An interest rate is a percentage assigned by the lender and charged to the borrower. A simple Google search of “interest rates” mostly returns information on current mortgage rates. For many people – based on Google search results – mortgage rates are the first thought when it comes…
Beyond Your Finances, Market Commentary
What is Inflation and What are Common Responses? The news cycle can spit out new and exciting headlines faster than they can be printed resulting in some information being overlooked or missed. Financial news is no different. Even still, it comes as no surprise to many that inflation has withstood the churning and remained headline…
Your records hold some of your most valuable and private information, including social security numbers, health and financial information, and property records. Because too much paper can cause stress and disorganization, it is important to be clear about what you need to keep and for how long, and what can be destroyed. Every financial decision…
Gratitude Month The Foundation of Abundance “Acknowledging the good that you already have in your life is the foundation for all abundance.” – Eckhart Tolle At PDS Planning, we have the privilege each day to come to work, surrounded by good people dedicated to serving our wonderful clients. While we will not pretend the past 18 months…
Did you receive a surprise payment from the IRS into your checking account on July 15th? No this is not a scam, and more payments are likely on the way! Congress increased the Child Tax Credit for families as part of the coronavirus relief package this spring. Rather than receiving the entire tax credit at…
Welcome to Beautyview Gardens 2021 From the desk of PDS Planning co-founder and long-time friend, Bob Cochran. Bob & Susan Cochran welcome you to another summer bloom season! Beautyview Gardens is a registered Display Garden of the American Daylily Society. Our gardens offer a spectacular display of colors, shapes, and sizes. We feature many hardy…
Memorial Day 2021 Memorial Day is coming up on Monday, May 31st and, because of cookouts, warmer weather, and the long weekend, it’s generally highly anticipated and marked as the unofficial start to summer. It comes this year just days before all Ohio Covid health orders are removed and after the CDC has already stated…
Beyond Your Finances, Investment Planning, Market Commentary
Bitcoin: Blockchain, Mining, Energy It’s no secret that Bitcoin and cryptocurrencies in general have gained significant popularity and notoriety over the last 12 months. Most notably because the return has been an astronomical 430% over the time period, but also due to companies such as Tesla, MicroStrategy, and Square investing a collective $3.9 billion earlier…
Happy Mother’s Day! The 2nd Sunday in May we take the time to honor mothers everywhere. Especially during these uncertain times, we would like to remind everyone to celebrate this important holiday not only this Sunday, May 9th, but continuously throughout the year by showering the mothers in your life with love and care. We…
The American Families Plan The following informational summary is not intended to promote or reflect any opinion(s), analysis, or recommendation(s) from PDS Planning, Inc. as it relates to the cost(s) or benefit(s) of the proposed legislation. The information below has been copied from the “Fact Sheet: The American Families Plan” as laid out by the…
Beyond Your Finances, Market Commentary
Power of the Retail Investor In recent weeks, and more notably recent days, shares of GameStop [GME] and AMC Entertainment Holdings [AMC] have been gobbled up hordes of retail investors. So much so that prices have gone up 320%, and 161% just since Monday, respectively. In “GameStop Mania Reveals Power Shift on Wall Street—and the…
Beyond Your Finances, PDS News
2021 Announcement Our past year left most of us with too much stay at home time and too little time with our family and friends. However, under the circumstances those are what helped to keep us safe and healthy, for the most part. With 2020 in the rearview mirror, we are excited to welcome 2021…
Coronavirus Stimulus 2.0 At the end of December, the latest $900 billion Covid Relief bill was passed out of congress and days later, signed into law by the President. Though smaller than the stimulus package passed in March 2020, this will provide much needed relief for many Americans. The main focus of the package is…
Buying Happiness I agree “money can’t buy happiness” in that just because you have more money doesn’t mean you’re going to be happier. However, I wouldn’t completely disagree with the statement either. When you spend money on a vacation you’ve always dreamed of, or buy a gift for a close friend you just know they’ll…
