Welcome to our November 2024 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Believe it or not, International Stocks are…
Welcome to our June Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. By Drew Potosky, CFP® Gas Prices: The average price of gas in the…
Beyond Your Finances, Market Commentary
By Drew Potosky, CFP® On Interest Rates An interest rate is a percentage assigned by the lender and charged to the borrower. A simple Google search of “interest rates” mostly returns information on current mortgage rates. For many people – based on Google search results – mortgage rates are the first thought when it comes…
Viewpoints: June 2021 Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Economic, Investment, and Other News Bits A Long Way Out: The Fed…
Viewpoints: April 2020 Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Economic and Investment News Bits Tech Titans: The top 5 stocks in…
January 2020 Financial Markets Summary As we turn the page to 2020, let’s pause to review this eventful past decade. Domestic stock markets performed quite well coming off the depths of the financial crisis. According to Goldman Sachs, the trailing 10-year annual return for the S&P 500 ranked in the 94th percentile of all…
October 2019 Financial Markets Summary The Federal Reserve’s stated dual mandate is for price stability and maximum sustainable employment. Price stability is a 2% inflation target, while maximum employment means keeping the unemployment rate as low as possible. The Federal Funds Rate (the rate banks charge each other for overnight lending) is the main tool…
Here is the link to our 3rd Quarter Investment Webcast! This quarterly call started with a review of the asset class returns for the year. We focused most of the discussion on the current spike in volatility and the potential causes for this recent change. We also reviewed the historical relationship between domestic stock markets…
October 2018 Financial Markets Summary Falling leaves, pumpkins, mums, harvest, pumpkin spice lattes, apple cider, postseason baseball (not for the Reds), and Big Ten football play are all signs of fall. As the seasons change and the third quarter closes, we pause to review. Domestic stocks rallied with the strongest quarterly return in almost five…
May 2018 Financial Markets Summary Rampant Inflation! Rising interest rates destroying bonds! Record losses and volatility for stock markets! These seem to be common phrases used by the media these days. However, these statements could not be further from the truth. Yes, we have seen a slight increase in inflation, but nowhere near levels that…
Here is the link to our First Quarter PDS Investment Webcast! This quarterly call started with a review of asset class returns for the year. We also discussed what has been causing the recent spike in volatility and if we expect this to subside anytime soon. We also touched on inflation, oil, interest rates and…
March 2018 Financial Markets Summary The month of February was a sharp contrast to what we experienced in 2017. Volatility has reared its ugly head as investors became concerned about rising inflation and interest rates. 2017 was a unique year where markets experienced very little volatility, or sharp movements, in either direction. The market just…
November 2017 Financial Markets Summary Global stock markets continue to chug along with domestic stocks up 10%-15% year-to-date, developed international up 21% and emerging markets up over 32%. Bonds have also generated positive returns, but with the expectation for steadily increasing interest rates, we thought it might be helpful to explain the Federal Reserve’s role,…
Here is the link to the 3rd Quarter PDS Investment Webcast in case you missed it today! This quarterly call started with a recap of what has taken place so far this year. We also discussed the current bull market relative to history. The main talking points centered around the Federal Reserve’s role, current stance…
July 2017 Financial Markets Summary At the halfway point in the year, with the exception of commodities, most asset classes have performed quite well. International stocks have led the way with emerging markets (China, India, Brazil, etc.) increasing by almost 19% and developed markets (Europe, Canada, Japan, etc.) by almost 14%. Domestic stocks are not…
