Beyond Your Finances, Education Planning
By Luke Babner and Joel Bleskey With the school year in full swing, so is the official launch of what is said to be “the most affordable repayment plan ever created.” The SAVE plan, an updated version of the REPAYE plan, helps borrowers reduce their monthly loan payments and, in some circumstances, have their loans…
Beyond Your Finances, Estate & Legacy, Retirement, Taxes
Don’t Put Off Tomorrow What You Can Do Today – Benjamin Franklin Tax season is behind us, markets are up and summer is in full swing! It’s hard to believe we’re nearly halfway through the year, but as you drive towards the beach or that mountain getaway, it’s also a great time to take stock…
Honoring Women in Financial Services As we recognize and celebrate Women’s History Month, we thought it was a good time to reflect on the impact of women in the financial services industry, in general, and particularly, here at PDS Planning. We acknowledge that the financial services space has a reputation as being an “old boy’s…
Beyond Your Finances, Market Commentary
Headlines today are dominated by Silicon Valley Bank’s (SVB) collapse and bank run today. We wanted to provide some initial context to this incredibly fluid situation with what we’ve learned so far before we left. What happened and why? SVB was a unique bank that had grown to the 16th largest in the country, but…
By Kevin Doll, CFP® Happy New Year and welcome to another new set of tax rules! The SECURE Act 2.0 was signed into law on December 23, 2020 as part of an omnibus budget bill for 2023. So, what does it mean for you? Another Change to Required Minimum Distributions (RMDs) Delayed from age 70.5…
At PDS Planning, Our approach revolves around your goals and how we can help you accomplish your vision for the future. It also includes ongoing education about what we see happening in the investment markets and how it might impact you. Our blog includes regular updates on industry trends, market updates, and news about life…
Beyond Your Finances, Education Planning, Estate & Legacy, Market Commentary, Retirement, Taxes
Year-End Financial Checklist Looking at your year-end financial checklist now allows you and your financial advisor time to review and assess the progress made on goals set at the start of the year, while still having time before the end of the year to make adjustments if needed. With this timeline in mind, here are…
Beyond Your Finances, Education Planning
By Kevin Doll, CFP® 5 Things To Know About The Student Debt Relief Program As you likely have heard, on August 24th, the Biden Administration announced a three-part student loan debt relief program. The aim of the program is to help working and middle-class federal student loan borrower’s transition back to regular payments as pandemic-related…
It’s the unofficial end of summer for kids and parents alike as everyone prepares for back to school. Please help us in wishing the best for all teachers and students, whether it’s their first year or thirtieth – especially our very own PDS Planning parents and students. Pictures courtesy of Jamie Menges, Jimmy Rogers, Kurt…
Beyond Your Finances, Market Commentary
Why Planning Matters by Jamie Menges CFP®, CPA Shareholder, Wealth Manager “True wealth is wanting what you already have.” After hearing this statement the other day, I have been thinking a lot about what it means and engaging clients in conversations about it every day. I keep unpacking it from multiple angles. Is it suggesting…
You’re Invited to Beautyview Gardens 2022 From the desk of PDS Planning co-founder and long-time friend, Bob Cochran and his wife, Susan. Beautyview Gardens in Columbus, Ohio is a registered display garden of the American Daylily Society. Our gardens offer a spectacular display of colors, shapes, and sizes. We feature many hardy plants from Ohio…
PDS Planning Internship Program Since 1985, PDS Planning has sought to eliminate the stress often associated with financial planning. We understand that our work goes beyond business and has a personal impact on families and their legacies. Our team of forward-thinking leaders, expert planners, and staff approach financial decisions the same way we approach investing…
Beyond Your Finances, Market Commentary
By Drew Potosky, CFP® On Interest Rates An interest rate is a percentage assigned by the lender and charged to the borrower. A simple Google search of “interest rates” mostly returns information on current mortgage rates. For many people – based on Google search results – mortgage rates are the first thought when it comes…
Beyond Your Finances, Market Commentary
What is Inflation and What are Common Responses? The news cycle can spit out new and exciting headlines faster than they can be printed resulting in some information being overlooked or missed. Financial news is no different. Even still, it comes as no surprise to many that inflation has withstood the churning and remained headline…
Your records hold some of your most valuable and private information, including social security numbers, health and financial information, and property records. Because too much paper can cause stress and disorganization, it is important to be clear about what you need to keep and for how long, and what can be destroyed. Every financial decision…
