As someone who is passionate about eating a balanced diet and keeping active, my ears perked up when one of our clients said they are a SilverSneakers Member. SilverSneakers is a program that has collaborated with fitness facilities to provide free gym memberships and fitness classes to older adults. What a wonderful idea! Now if…
Everyone always says “you’re a numbers guy.” Okay, let’s talk about some numbers. A 36% increase in 2016 From 2000 to 2015, a 642% increase 8 billion (with a “B”) 70% I know what you’re thinking – “what investment is this?” Wrong. A 36% increase from 2015 to 2016 in the number of people who…
He doesn’t put the cap on the toothpaste. She doesn’t love football. He doesn’t put the toilet seat down. She doesn’t take care of her car. He plays too much golf. She buys too many shoes. If you’ve been in a relationship, you understand. If you’re in a relationship and this doesn’t sound familiar, give…
“Dreamland: The True Tale of America’s Opiate Epidemic” by Sam Quinones Recently, I was having a conversation with a client of ours in the medical community, discussing how good of a book Being Mortal was and that we recommended it to all of our clients. He had read it and said the topic of aging…
“The Opposite of Spoiled” by Ron Lieber, best-selling author and “Your Money” columnist for The New York Times since 2008. Premise: Helping parents have conversations with their children about money Money. It’s one of the most talked about, and certainly most thought about topics on the planet. It is the means by which we…
Summer calls for cool, refreshing wines. Rose´ wines have certainly made a comeback in the last few years. For the most part, these are not your mother’s bland, semi-sweet blush wines, and that is certainly good news. At the same time, there are any number of refreshing white varietals that should not be overlooked as…
“Being Mortal: Medicine and What Matters in the End” by Atul Gawande, surgeon at Brigham and Women’s Hospital in Boston and Staff Writer for The New Yorker Premise: How can medicine not only improve life, but also the process of its ending? Dr. Gawande understands that medicine has triumphed in modern times, but…
I was raised in a working, lower-middle class home raised by my aunt and uncle. My uncle retired as a painter from the Defense Construction Supply Center (DCSC) and my aunt was a stay-at-home domestic goddess. As a youngster growing up, I wasn’t aware that we didn’t have much. That notion was lost on me…
Beyond Your Finances, Estate & Legacy, Retirement
Recently, we held a wonderful client education event with the topic centered around rightsizing your living arrangements. It’s a topic no one really wants to talk about, but our experience tells us this is a topic that must be addressed. Can I stay in my home? When will I know it is time to leave…
Every year at this time, we each at some point (often with a drink in hand) boldly state our resolutions for the coming year. And sometimes, we’re a bit too ambitious in our goals. It’s with the utmost good intentions that we do this, but by late January, the realities of our busy life set…
One of my favorite things to do when I get a quiet moment, is to sit with a cold beer and read my Forbes. Recently, the cover story was about yet another millennial who is going to change the world. Only this time, it is my professional world. The recent rage is that you…
Beyond Your Finances, PDS News
Originally published January 6, 2015 Simplify The Purpose Statement at PDS Planning is “To eliminate the stress associated with planning and attaining a richer, fuller life.” Financial planning should be simple. For you, not us. Our happiest clients are the ones who have found that our guidance has allowed them to maintain focus on the…
I have to be honest. New Year’s is my least favorite holiday. If you’re like me, you usually struggle to stay awake until midnight and NEVER manage to stick to your New Year’s resolution after about January 15th. However, I always feel compelled to make a New Year’s resolution in spite of my dislike for…
Let’s back up. The question you should be asking yourself is “Why would I hire a financial advisor?” Nearly every prospective client that comes into our office hears the same thing – “You are capable of doing most of the things we are about to discuss. You should know that before you consider hiring us.”…
