Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Economic and Investment News Bits Impact of Inflation: In 1980, an adjusted gross…
Welcome to Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others. Economic and Investment News Bits Paycheck to Paycheck: 51% of working adults could…
My three daughters have all graduated from college. Two of them are now married – and one of them made me a grandmother this past July! Our other daughter is also now comfortably living on her own. Even though it’s been a few years now, I still remember the painful transition and feeling of loss…
Beyond Your Finances, Market Commentary
A recent post from Jamie on his WealthAdviceMadeSimple blog regarding the value of online savings accounts. Breaking a bad habit is hard, but not all habits are bad. I strongly recommend The Power of Habit by Charles Duhigg to reinforce how habits can be used to create successful outcomes. However, many habits, or reluctance for…
I was raised in a working, lower-middle class home raised by my aunt and uncle. My uncle retired as a painter from the Defense Construction Supply Center (DCSC) and my aunt was a stay-at-home domestic goddess. As a youngster growing up, I wasn’t aware that we didn’t have much. That notion was lost on me…
As 2014 draws to a close, it’s time to give consideration to your retirement savings for 2015. The IRS has increased several of the retirement saving limits for individuals. Here are just a few of the basic ones for your reference. 2014 2015 Elective deferrals – 401(k), 403(b), and most 457 plans $17,500 $18,000 Catch-up…
