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Estate & Legacy, Retirement

Planning a Rewarding Retirement, Part 1: Truisms

This is the first in a series of articles on preparing for retirement.  The next few will deal with what retirement looks like – what I will do as I enter another stage of my life, Social Security planning, cash flow expectations, investments, planning for health care, eventual downsizing and/or re-locating, and other topics I…

Education Planning

Tackling Student Loans

Congratulations! You (or your child) is finally getting ready to graduate from The U of __________, and are ready to enter the real world.  Fresh with ideas and enthusiasm, you land your first job and the future looks bright.  While all of this excitement has consumed your thoughts, you have something in the back of…

Estate & Legacy

They Are Just Documents. How Important Can They Be?

Take a moment and think about what could happen if you were to suddenly become physically or mentally unable to handle your affairs.  Young, old, single, married, in a committed relationship or not: the fact is unless you have certain documents in place, your financial and health well being could be in limbo.  PDS urges…

Don’t Pay More Simply Because You Have More Money.