Most of the time when you hear about identity theft or a security breach, it is associated with a negative storyline and a series of recommended actions to protect yourself, particularly if your information was compromised. Placing a credit freeze is one of the best ways to protect your personal identity. The federal…
Economic and Investment News Bits The average credit score has reached an all-time high of 700. There are now more U.S. consumers rated “super-prime” (800+ credit score) than there are rated “subprime” (<600 credit score). You can obtain your free credit report and score at: freecreditscore.com. (Source: FICO) 44% of adults could not pay for…
Economic and Investment News Bits Americans will spend more than six billion hours preparing their taxes this year along with $10 billion to tax preparation firms and $2 billion on tax preparation software. In many developed democracies, the government provides “pre-filled returns” (while also having an appeals process), avoiding much of the time, money, and…
