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Beyond Your Finances

How to Opt-Out of Prescreened Credit & Insurance Offers

How to Opt-Out of Prescreened Credit & Insurance Offers Many companies that solicit new credit card accounts and insurance policies use prescreening to identify potential customers for the products they offer.  Prescreened offers (sometimes called “preapproved” offers) are based on information in your credit report.  Unless you “Opt-Out”, your personal information is widely shared among…

Beyond Your Finances

Free Credit Freeze

    Most of the time when you hear about identity theft or a security breach, it is associated with a negative storyline and a series of recommended actions to protect yourself, particularly if your information was compromised.  Placing a credit freeze is one of the best ways to protect your personal identity. The federal…

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