Flat Fee
See How Much You Can Save
Curious what you’re really paying? Compare traditional advisor fees to our flat-fee model.
Most financial advisors charge a percentage of your assets, usually around 1%. That may sound small, but over time, it adds up to tens or even hundreds of thousands of dollars. With PDS Planning, what you see is what you pay: a flat, fixed-dollar fee designed to reflect the real value of our work, not how much money you have.
Calculate Your Fees
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Average Industry Advisor Fee
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…but that’s likely not all you are paying.
fees on the additional dollars you contribute each year
fees on the growth of your portfolio
fees for products your advisor recommends
PLEASE NOTE: Limitations. The above is for illustration purposes only. The Traditional Planner fee estimate is based on Advisory HQ’s independent 2021 average financial advisors fee report. Although fees impact investment performance, no specific fee structure can produce positive investment returns. To the contrary, different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by PDS Planning, Inc.) will be profitable.
Surprised?
See how our flat fee compares.
What We Do
Comply with a fiduciary duty.
Have a transparent, flat-fee structure.
Talk in dollars, not percentages.
Work only for you.
What We Don't
Increase fees based on your contribution.
Increase fees based on your portfolio growth.
Receive commissions.
Charge hidden costs.
Frequently Asked Questions
How much should I expect to pay a financial advisor?
The cost depends on the advisor’s fee structure. Traditional advisors charge around 1% of your portfolio annually. At PDS Planning, we charge a flat, fixed-dollar fee that reflects the services you receive, not how much you’ve saved.
What is a flat fee financial advisor?
A flat fee financial advisor charges a fixed dollar amount instead of a percentage of your assets. This transparent model ensures you know exactly what you're paying and why.
Is flat fee better than percentage-based fees?
For many high-net-worth investors, yes. Flat fees often lead to significant savings over time, especially as your portfolio grows. It also reduces conflicts of interest.
Are financial advisor fees tax-deductible?
Financial advisor fees are generally not tax-deductible for individuals. However, tax strategies and planning are still a core part of the value we provide.
What does a fiduciary financial advisor do?
A fiduciary is legally obligated to put your best interests first. At PDS Planning, we go further by offering conflict-free advice and avoiding any commission-based sales.
How do I compare financial advisor fees?
You can compare fees by using our calculator above or asking for a fee breakdown. Be sure to include not only advisor fees but also any product, platform, or performance-based charges.
Can I switch from my current financial advisor if I’m unhappy with fees?
Yes. Many clients come to PDS after realizing their advisor’s fees are too high or unclear. We’ll help you make a smooth transition with no pressure.
Don’t Pay More Simply Because You Have More Money.
