Originally published July 10, 2014
“Help me…help you.”
Jerry Maguire used that line when trying to convince Rod Tidwell that he was the best sports agent for him in the famous 1996 movie. His point was “I’m not like the rest of the agents out there; I care about my clients.” As a Registered Investment Advisor (RIA), I feel that a similar hurdle exists at times with our prospective clients. See, as an RIA, our firm has to put the needs of our clients FIRST. We are obligated to do what is in the best interest of our clients.
I often refer to myself as a Financial Planner or a Financial Advisor because during a casual introduction I don’t want to take the time to outline the distinct differences between a registered investment advisor and the more often used financial advisor. Those differences are meaningful though. As an RIA, we do not accept any commissions. The only way we are compensated is by our clients, not by an insurance or mutual fund company as a result of our client using one of their products. Also, as a fee-only RIA, we are an independently owned and operated business. Decisions about how we operate are not made by a board, or to meet a quarterly earnings target to satisfy public shareholders. Instead, we make decisions based on what is best for our clients.
Our clients pay us to look out for them, to help guide them, and to help them better understand their personal finances so they can feel empowered. Most of all though, we help them simplify the complex financial decisions they need to make so they can enjoy a richer, more rewarding life.
If this of interest, well, “Help me….help you.” by contacting us.
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment, strategy, or product or any non-investment related content, made reference to directly or indirectly in this newsletter, will be suitable for your individual situation, or prove successful. This material is distributed by PDS Planning, Inc. and is for information purposes only. Although information has been obtained from and is based upon sources PDS Planning believes to be reliable, we do not guarantee its accuracy. It is provided with the understanding that no fiduciary relationship exists because of this report. Opinions expressed in this report are not necessarily the opinions of PDS Planning and are subject to change without notice. PDS Planning assumes no liability for the interpretation or use of this report. Consultation with a qualified investment advisor is recommended prior to executing any investment strategy. No portion of this publication should be construed as legal or accounting advice. If you are a client of PDS Planning, please remember to contact PDS Planning, Inc., in writing, if there are any changes in your personal/financial situation or investment objectives. All rights reserved.