This is the first in a series of articles on preparing for retirement. The next few will deal with what retirement looks like – what I will do as I enter another stage of my life, Social Security planning, cash flow expectations, investments, planning for health care, eventual downsizing and/or re-locating, and other topics I…
Investors with any experience at all can recite the long-term results: U.S. stock market has averaged about 9-10% total returns over the last 30 years 6% the last 15 years Bond market has averaged about 5%. In truth, the average stock market investor has gained only about 3.5%, on average over the last 15 years,…
Beyond Your Finances, Estate & Legacy, Retirement
Recently, we held a wonderful client education event with the topic centered around rightsizing your living arrangements. It’s a topic no one really wants to talk about, but our experience tells us this is a topic that must be addressed. Can I stay in my home? When will I know it is time to leave…
As 2014 draws to a close, it’s time to give consideration to your retirement savings for 2015. The IRS has increased several of the retirement saving limits for individuals. Here are just a few of the basic ones for your reference. 2014 2015 Elective deferrals – 401(k), 403(b), and most 457 plans $17,500 $18,000 Catch-up…
