If you donate to charity each year, there’s an important tax change coming in 2026 that may reduce how much of your charitable giving is deductible. That’s why many families may be better off accelerating part of their multi-year charitable gifts into 2025, locking in today’s higher deduction while still supporting the same causes on…
Beyond Your Finances, Employee Spotlight
Inside the values that shape the PDS Planning team At PDS Planning, we take pride in doing things a little differently. That includes how we grow our team. While experience, knowledge, and credentials matter, we believe who you are is just as important as what you know. Our firm has always been about people. We…
We previously outlined the different ways advisors can be compensated and the importance of advisor and fund fees (more here). It’s equally important to understand the difference between types of advisors, the expectations you should have of each, and what you should look for when seeking out professional guidance. What types of advisors are there?…
Planning a wedding is an exciting journey, but it can also be an overwhelming financial challenge. With just three short months until my own wedding, I know firsthand how important it is to make thoughtful decisions to keep your special day both memorable and financially responsible. Here are some key considerations to keep in mind…
Clients and employees. It’s really that simple. If it’s in the best interest of our clients or our employees, we try to make sure the answer is always yes. In today’s age where there are so few owner-operated businesses, and private equity ownership dominates the landscape, PDS Planning is proud to celebrate its 40th year…
Beyond Your Finances, Estate Planning, Retirement
In today’s unpredictable financial landscape, an experienced financial advisor helps to guide clients through life’s complexities, as well as market fluctuations. This goes well beyond basic investment management but rather is a comprehensive approach to financial well-being and peace of mind. If the role of a financial advisor is to guide investors through these unpredictable…
Fees matter, especially when presented as 1% of your investment portfolio. Why the current advisor model is outdated. As seen in ColumbusCEO January 2025 American philosopher and poet Ralph Waldo Emerson once said, “Money often costs too much.” If you work with and pay an advisor whose advice is primarily focused on investments, you may…
Beyond Your Finances, PDS News
2024 will be a memorable and pivotal year when the book is written on PDS. It really is hard to believe it’s over. What made it so memorable? The incredible achievements and the wonderful people who helped make it possible. 2024 can be summarized in three words: Growth, Technology, and Reach. Growth There are lot…
Beyond Your Finances, Market Commentary
EDIT posted 12/6/2024: We recently emailed clients and posted on our website regarding the new beneficial ownership information filing requirement mandated by the Corporate Transparency Act (CTA) and FinCEN. On December 3, 2024, the U.S. District Court for the Eastern District of Texas granted a nationwide preliminary injunction preventing the federal government from enforcing the…
Beyond Your Finances, Estate Planning
Caring for an Elderly Parent Caring for your elderly parent will almost certainly come with both challenges and rewards. While complex enough in its own right, it becomes even more so when balancing the care with your own long-term goals and plans in mind. When undertaking this profound responsibility, some strategies can help provide your…
Beyond Your Finances, Retirement
Posted: 9/13/2024 Health Care Costs in Retirement: What High-Net-Worth Individuals Should Know You are successful and want to preserve what you have built as you embark on your retirement. While you may have a robust investment portfolio and a clear vision for what the next phase of life looks like, it’s difficult to plan for…
Posted: 8/26/2024 As we start to transition into fall, we’re reflecting on our unforgettable summer adventures and many memories made. Our travels took us far and wide including San Diego, Cape Cod, Colorado, the Carolinas, Florida and Michigan. Along the way, our team indulged in lots of cake and ice cream, golf, breweries, and of…
Beyond Your Finances, Market Commentary
Posted: 8/20/2024 The Case Against AUM-Based Fees At PDS Planning, we believe you shouldn’t have to pay more for financial planning simply because you are worth more. Instead, we offer a flat, fixed-dollar fee that reflects our work rather than your net worth. Doing so allows us to provide you with a more effective financial…
We had the pleasure of spending another fun evening cheering on the Columbus Clippers with our clients and partners. It was a beautiful summer evening as the Clippers took the field as Los Veleros de Columbus as part of MiLB’s Copa de la Diversion program. They faced off against the Memphis Redbirds. Although we didn’t…
By: Jillian Wendling, Beth McCampbell, FPQP™, and Alyssa AndersonFrom ColumbusCEO Summer 2024 Article Whether it be a corporate ladder or a literal ladder you’re climbing every day, being a full-time working mom comes with its challenges. So, what insight can the working mothers of PDS offer? Whether you’re a new mom or a mom in…
